Good post, Zimbler. I like my approach even better. I read about Windows 10 and recommended everyone avoid it in the first place! Quite a while ago, in fact.
Unfortunately, windows 10 or whatever its successor might be is inevitable. Microsoft will eventually discontinue support for the older operating systems and there will be no choice but to upgrade if you want patches for newly discovered weaknesses or you want new software to work. And our computers will break (have you noticed that they seem to die every two or three years? Televisions last 15 years, but computers just two. What's up with that?
I used to say that when I moved to NH, I'd set up a computer with Windows 2000 and run all my old software. I was happy with Windows 2000. But what I'd like to do isn't really possible. Where am I going to find all the old Windows-2000 hardware (drives, etc), or Windows 2000 drivers that will support modern hardware? I won't.
Linux is great in some ways, but frustrating in others. I'll probably wind up running two computers... one Linux and one Windows 10, with just one (Linux) able to get to the internet. And in a few more years, computers likely won't have their own storage. Everything will be on the cloud. What will I do then? Beats me. I never want to be on the cloud. Never. I'd rather have no computer at all.
FORTUNATELY, I'm building up quite a collection of old computers. I might have enough to keep me going for the rest of my life. We'll see.