Fine - except that this means that patients who have no insurance but contract AIDS will generally not be able to afford the "reasonably priced health insurance" you say should be available. I think the newspapers will play it up as "unfair" and the marching morons will squawk about it. It would essentially be a return to the situation we had before Obamacare except that instead of insurance companies stating that they will not accept certain people they would state that they will accept them but charge $2 million per year. It would be a game of words.
Don't you think we'd be better off forgetting about insurance and tackling the ABSURD and CORRUPT conditions that cause healthcare to be so damned expensive? Start with . . . MALPRACTICE SUITS. I say, NO TO THEM ALL unless criminal behavior is found to have occurred.
Then, let nurses and medics treat people for a wide range of common ailments. Medical care for non-serious illnesses should run less than $100 per visit.
Third, NO FREE CARE. We don't normally give free houses to the homeless or free college to the poor. No more free medical coverage. Not through government, anyway. If someone wants medical care but can't pay for it, let him go to his friends and clergy for help.
Fourth: Allow care in a wide range of qualities. Some coverage should be Ritz Carlton while others are Motel 6. The Motel 6 care may include things such as medications that are not the very best but are cheap.
I'm sure that if I dug into this, I could come up with a hundred ways in which medical care could be given "on the cheap." The question is, WHY didn't the government choose to look into things that would make care more affordable when it had the audacity to create a law called the "AFFORDABLE care act?" Those behind it were corrupt, that's why.