No, De ... "reasonably priced" means just that ... if you are demonstrably high risk (i.e., your supposed chronic disease), then the premium should be set at a reasonable (in this case, high) price that reflects the longer odds the insurance company is taking with you. "Reasonably priced" is not a one-way street.

The essential American soul is hard, isolate, stoic, and a killer. It has never yet melted. ~ D.H. Lawrence