I find a lot of what is written by representatives of the financial sector, they’re very hostile to negative rates, to be kind of ignorant..."
http://www.zerohedge.com/news/2017-01-12/cash-banning-harvard-professor-slams-ignorant-negative-rate-naysayers

Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.