Sweden’s Riksbank - the world's oldest central bank and the first in the world to issue paper currency in the 1660s - has launched a project to examine what a central bank-backed digital currency would look like and what challenges it would pose. The RIksbank could become the first major central bank in the world to create its own virtual money as the use of cash declines.
http://www.zerohedge.com/news/2016-11-17/sweden-begins-planning-transition-cash-digital-currency

Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.