You missed some huge ones.
With tracked money, TPTB will be able to assemble a list of purchases to determine both where you were and what you were up to. Worse, they can take a subset of your purchases and make a jury BELIEVE you were up to something. When's the last time you bought work gloves and a knife? Ahh - you're a mugger.
Three times you went to Buffalo, XXX was there too. So, they might argue, you're having an affair.
Far worse, though, is that they can use your purchases to determine what sort of a person you are. You've bought ammunition? Then you have guns. That means you're probably conservative and an enemy to the socialists. Look for an increased chance of audits, harassment, maybe even persecution or execution when the nation lands its own version of Hitler one day.
Worst of all, with electronic money, TPTB have the ability to turn OFF your money and prevent you from getting any more. How are you going to survive without money? In nearly all cases, you aren't. (I intend to be one of the few who can. Being able to survive 'off the grid' is my long term goal.)
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