Msg. 19263 of 21975 (This msg. is a reply to
19262 by
DueDillinger)
Jump:
Oh, right, now it makes sense. Get authorized, issue/accept a token to validate it's you. I didn't realize the cc companies had come along to that extent. I wish they pushed it. Not too concerned with the cc's though, they don't hold you libel for purchases by someone else. But the online banking's another story. Not that I have to worry with a negative checking balance and no savings account, lol. I'm going to check all this out... Thanks.
Password first, Linda. Then prompt for the 'token'. Paypal uses a similar security system and I use it for most online transactions. Bank of America (much as I hate 'em) has a nifty online purchasing system for secure credit card purchases. On their site, past the account security of course, they issue a one-time use credit card number as a proxy for your actual card number. You use the proxy number for an online purchase and it's treated as a transaction on your actual card. This way you never give out your real credit card number.
Paypal is more convenient, however, so I only occasionally use the BofA card security scheme.
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