Due, Thanks, it might be worth a try. I anticipate they won't be receptive, though, since they have lowered my ceiling a couple of times. The balances are high and I have several cards, but have been coming down. They're much higher on BOA. Next year I'll have a SS check, which I'll use to pay bills and pay down the highest interest cards. But the interest is staggering. Interesting they make their money off me, yet want to destroy my credit, while reducing the balance and payments. Yeah, boa sux.
I think what I'll do is if I get into a conversation with them, I'll float it...
Linda
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