The stock market had a good week this week. Looks like
I'm up about 2% for the week. The only things I own some
of that went down were Conoco Phillips, and At&T. Both
down a little bit. Everything else went up.
In studying my 'end of the year' numbers, I had another
lesson driven home. Stock mutual funds have the potential
to be death traps. I've tried to explain this before . .
If anyone would like me to I'll try to explain it again.
Wellsly Income fund . . A Vanguard creation I very much
like gave me another lesson this year. I was looking at
whether or not to retire this year . . . and it was
looking pretty good. Wellsly had given me a very nice
end of the year payout last year. Estimates based on that
payout happening again made things look good. Then I got
this years Wellsly payout . . . not nearly as nice as
last year.
(By the way, this is in my 401K so it usually is a few
weeks into a new year before I get the numbers.)
So, long story short, my 2020 estimated retirement income
is a few thousand dollars less than what I had estimated
last year.
Mutual Fund Payouts - especially the End of the Year payouts -
can be pretty volatile.
To cap it all off . . . My employer has offered a buyout.
And there is some question in my mind whether or not they
will still be running the operation where I am currently
employed at the end of this year.
To take the buyout and retire . . . or hang in here . . .
I dunno.
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