MICRO> One must 3 months before you turn age 65 sign up and apply for your medicare benefits and set up arrangements to pay the 135 dollars monthly in some manner.
THATS including part B, Part A is free, but they have penalties if ya dont sign up with part A Just read all this stuff. I cant afford afford that, and prescriptions are more,,,,,,
This is the first page of part B payments. And these figures are assuming you are still working. I will not,,,,,,,

I cant afford that. I make $11,141 a year.......
They have some things to adjust the payment as well, but I will have to call them when I get there....

Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.