via @lebas_janney: Two banks, $C and $JPM have reported increases in loan loss provisions/credit costs. They’re preparing for the credit downturn, even if they don’t say so outright.
http://investmentwatchblog.us12.list-manage.com/track/click?u=b23beecbe6af6dce5dfd43483&id=a23bc0982f&e=b87368496a

Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.