by Jesse Colombo MarketWatch published a piece today called “Here is the ‘true state’ of Americans’ financial lives,” which stated that 42% of Americans have no retirement savings at all
http://www.investmentwatchblog.com/only-28-of-americans-are-financially-healthy-during-the-largest-wealth-bubble/

Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.