ya know,
this is one of those talking points that one could say, "yeah, we should have flood insurance for an occasion like this", until you start looking at where you have to go to actually BUY flood insurance, and then you find out how much it really costs. Then you say, "how in t he world are we going to be able to afford this and still buy groceries?"
I used to say the same stupid things. Then one day I started doing some research into flood insurance.
It is so easy to sit on the sidelines and determine that ANYBODY living in a coastal state subject to act of nature should have flood insurance. This is akin to deciding on how to spend someone else's money they may or may not have to spend....
The argument about how IF or WHEN a flood happens and then you lose everything is pathetic at best. They wouldn't have owned ANYTHING if they had purchased flood insurance because t so freaking expensive... So you're damned if you do and damned if you don't.
IF YOU DO, you won;t have money left over to buy anything else anyway.... So you have nothing to lose or report as a claim because you could not afford to buy anything else while paying the monthly insurance premiums...
I don't know what the solution is... I really am not that smart. What I do know, is that this is a catch 22 for MOST people and a lot of the ones who suffer most are not making great sums of money as income to start with. They are getting by and don't have much if any discretionary income....
SO,, I think this type of stuff that comes out every time there is a major flooding going on from a hurricane that wanders onto US soil, whether it be HOUSTON, or New Orleans, or North Carolina, really should take a pause and actually consider the plight of most of these people and the costs associated before throwing them all under the bus......
It's so easy to be the quarterback after the game is over OR when you are talking about spending someone else's household income....
JMO
micro...
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