http://investmentwatchblog.com/did-you-know-that-before-obamacare-the-insurance-companies-made-6-billion-a-year-and-after-obamacare-16-billion-per-year/
Hard to argue with financial data...
Not that I agree with raping people on premiums or things like that, but it shows that when free enterprise and capitalism is permitted to work, companies can then prosper.
Another way of looking at this is that while knowing they can make profits that are frankly, large, it also shows that they could focus on offering medical plans to individuals that offer benefits that individual families or individuals actually need for themselves, but one size does not fit all.
It is pretty evident that at my wife's age she is not going to need maternity care. WE do not drink alcohol. We will not be needing benefits for recovery from that stuff as an addiction.
I paid for my own children's births and medical care as they grew up. I do not believe I need to pay for someone else's....
SO let's allow those companies to be able to write individual policies with benefits that make sense for the people who are going to purchase them.
The numbers will take care of themselves....