Personally, I'd rather work over the Internet or by phone than go to an office. More convenient for me and less overhead for the insurance companies.
...true, true, but like with internet banks I need a physical name and address so I know where to go to take hostages if they rob me.

Liberals are like a "Slinky". Totally useless, but somehow ya can't help but smile when you see one tumble down a flight of stairs!