>> My vote on the question I asked, by the way, is for NO health coverage. Doctors would quickly tire of having no income and would start billing people directly and reasonably. Government-created-problem solved. It's the best approach at this point.
So, what's YOUR preference?
Agreed, DE. It is and has long been, my contention that insurance is a very huge component of the problem.
Basic premise of insurance is 'gambling'- hoping to get something of much greater value than what one is paying for. That is called "coveting that which is thy neighbor's", but we make it morally acceptable to OURSELVES by saying 'well, both sides (both neighbors) are agreeing to the arrangement'. That's the same language used to make 'open marriages' acceptable.

Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good ...