“ In the years immediately after the outset of the Covid-19 pandemic, insurance companies took large losses — due in part to an increase in bad driver behaviors. As a result, they have pushed state regulators, who determine how high rates can go, to allow them to charge higher premiums while, in some cases, threatening to leave states entirely if they don't. According to S&P Global Market Intelligence, those companies have been able to win huge rate increases as a result.”
http://www.nbcnews.com/business/consumer/auto-insurance-premiums-costs-high-prices-inflation-explainer-rcna147204
We need Obamacare for car insurance!!!