zzfart> Not true. Obama are doesn't "have a high premium, and the other shit you are dreaming of."
The High Costs Of Obamacare Hit Home For The Middle Class
http://www.forbes.com/sites/jeffreydorfman/2013/10/31/the-high-costs-of-obamacare-hit-home-for-the-middle-class/
The Affordable Care Act, commonly known as Obamacare, does little if anything to reduce total expenditures on health care. Mostly it just shuffles around who pays for what.
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What is a surprise to some people are the higher insurance premiums that ordinary, middle class Americans suddenly face so that other ordinary Americans can enjoy lower prices.
Obamacare requires insurance companies to cover people with pre-existing conditions and forces limits on the price differentials insurance companies are allowed to charge people based on all sorts of risk factors (like smoking). That means that insurance companies are guaranteed to lose money on lots of the people they will be insuring. Simple economics demands that the insurance companies make up those losses somewhere.
The plan is for the insurance companies to offset those losses with profits on young and healthy people. The whole reason that the law has a mandate for everyone to purchase health insurance is to force those people to purchase plans that they would not buy freely because they know their costs are likely to be lower than the premiums. Again, this was known by many people, although many of these young people may just be finding out that the president they were instrumental in electing has decided to stick them with part of the bill for his health care reform.
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(Entire article is at the link. Zim.)
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