"1.) Health Insurance is NOT health care."
I agree 100%. So lets do away with Health Insurance all together and just go straight to a single-payer system. And whether you like it or not, that is the direction that we're headed when you consider the number of people already on Medicare, Medicaid, VA Medical, etc. Perhaps we should just have Medicare 'Part E' (BTW, this idea goes back to well before Obama was even running for president):
http://www.brookings.edu/research/papers/2007/07/useconomics-anderson
https://www.commondreams.org/view/2009/09/09-9
http://www.huffingtonpost.com/thom-hartmann/medicare-part-e---everybo_b_280687.html
"2.) The federal government is the wrong place
. . . to be implementing such grand schemes."
Compared to the overhead costs of private health insurance companies in America, programs like Medicare are downright bargains; 2% for Medicare and 17% for private insurance companies (and that doesn't even include marketing expenses or the profits earned by insurance companies).
http://healthaffairs.org/blog/2011/09/20/medicare-is-more-efficient-than-private-insurance/
OCU
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