Those who have company provided insurance and are not yet affected by Obamacare.
Those to be covered by the new Medicaid expansion who will get everything for free.
Those who will wrestle with Obamacare premiums, deductibles, co-pays, subsidies, prescription coverage, and medical network availability via the Obamacare exchanges.
Not sure how Medicare retirees are impacted if they seek additional coverage to cover Medicare shortcomings.