Hi KTC:
I learned this morning that once a person spends $6,000+ out of pocket, they are covered for the rest.
This is especially important & cost effective for those with preexisting conditions.
FYI, I had no problem getting on the site yesterday morning, but that was at 5:30 am.
and no problem now ;))
https://www.healthcare.gov/marketplace/individual/

DO SOMETHING!