Msg. 48324 of 65535 (This msg. is a reply to
48317 by
oldCADuser)
Jump:
Good move...
We were prompted to bail from B/A many years ago back in the day when week to week checks were tight.. so we had check protection turned on, they'd cover, fill in from their CC account.. Except we caught them doing all withdrawals, checks before doing Deposits! So every moth another charged amount! When called on it, no promise to reverse the procedure.. OK, cancelled, moved right across the parking lot to a locally owned Bank, stayed there for many years, was actually manned with people we got to know, then they tightened, went to part timers, final straw was refusing to handle a like of US Bonds, went to a B/A branch, not even a question... Contacted Treasury, and on my way home, stopped by the 'local' bank, rather loudly requested the managers name and contact number, explaining why.. Got real quiet, but they gave me the info.. Seems Treasury was very interested in any Bank failing to handle US Bonds... Anyway by that time we were established at our WeCo CU as well as a local CU where we are today... B/A was o slimy, in early days were charging for online access, crazy... CU is not only a free access, but complete, well organized, BilPay, all of it... we can manage it all from where ever we wander.. Good people, besides...
We did a little 'housecleaning' yesterday, specifically we closed all of our accounts with Bank of America, including checking, savings and credit card (which hadn't been used for a couple of years anyway). When asked why we were taking this action, my reply was that we didn't agree with B of A's 'corporate behavior' and had decided to move most of our banking business to our credit union (which we've been a member since 1980). While the person I was talking to seemed a bit disappointed by my comments, I got the feeling that this was not the first time she had heard this or had people do what we were doing for the reasons given.
Note that we are maintaining a checking and savings account with JP Morgan/Chase (not that their corporate behavior has been any better) since they hold our mortgage (which we've had there for 25 years) and we get a small discount on the interest plus 100% free checking (including free printed checks plus interest on the account) if we make auto-payments from a Chase account. However, once our mortgage is paid-off, we'll probably close those accounts as well, but that's a few years off yet.
Anyway, we had been wanting to do this for some time now, and with the end of the year coming, I figured now was as good as any.
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