By Jen Wieczner
Consumer advocates are questioning the fairness of requiring Americans to buy health coverage under the Affordable Care Act if the government can’t control the rates insurance companies charge.
To keep prices in check, the health reform law instituted a procedure known as rate review, by which state insurance departments evaluate carriers’ proposed premium hikes of 10% or more to determine whether they are justified. But even when they deem the proposed increases excessive or unreasonable, insurance commissioners can’t always stop companies from putting them into effect.
http://www.marketwatch.com/story/health-insurers-hike-rates-ignore-government-2012-09-14-101032744?link=MW_home_latest_news

Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.