Alea,
I'm not going to try to argue against what you say, I'm experiencing the same reality! I'm ALMOST ready to have Doma be my financial advisor
Doma, just a gentle "Dig" as I don't understand your world but to me you sound like an expert in what ever you say, which is good, as long as you are right!
Be well and I enjoy your outlook and Alea's forum to provide such topics!!!