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Re: Some good advice and info...

By: clo in FFFT | Recommend this post (0)
Fri, 03 Feb 12 7:40 PM | 51 view(s)
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Msg. 38592 of 65535
(This msg. is a reply to 38586 by oldCADuser)

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I've never had a debit card, not even a ATM card.
No Costco nearby.

We have BJ's. I hardly use, occasionally when they offer a Free trial 3 month membership, usually around the holidays. Even at that I usually don't bother.




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The above is a reply to the following message:
Some good advice and info...
By: oldCADuser
in FFFT
Fri, 03 Feb 12 7:25 PM
Msg. 38586 of 65535

http://finance.yahoo.com/news/4-reasons-to-use-credit-cards-versus-debit-cards.html

My wife and I don't even have a debit card. Everything possible goes on our Costco Executive Membership AMEX credit cards, which pays anything from 1% to 4% cash back bonus (last year we got a refund check for over $1,000) as well as special bonuses on some expenditures (for example, I get 5% back for any charges at a Marriott property, which I usually stay at when I travel on business). And on top of that, COSTCO gives you store credit based on the money you actually spend in their stores (last year that came to over $140 in store credit).

And, we have never paid a single dime of interest in the 3+ years that we've had this account and there are NO annual fees either.


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