Nemo,
re: "GOD DE You use the word "investing" so freely!!!!!! Just the thought of it, scares da chit outta me........"
Freely? Why shouldn't I? Many of what I consider "investments" are simple purchases of things I believe will hold onto or increase in value. Since cash doesn't have that ability, I find investing to be easy. and it SHOULD be easy. If it's done properly, it's the exchange of of stress-inducing RISKY cash for items that don't disintegrate before our eyes.
I don't know why that would scare you. And if it does, please tell me what DOESN'T.
Owning physical gold... and farmable land... is liberating. There's nothing scarey about it at all. It retains its value VERY well, and should (I think) greatly increase in value as most people discover that "investing" in dollars or houses is a losing proposition.
perhaps I'm remiss in referring to PM as an investment. The reason for owning it isn't to get a positive ROI, but to preserve what a person has already got. PM is real money. Any return that comes as a result of holding it should be treated as "gravy" - an unexpected benefit.
When that happens with cash, btw, it is even more unexpected. Cash isn't real money and shouldn't even hold onto its value, much less appreciate.
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