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Re: Top 5 Misconceptions About People Struggling Economically Today 

By: Decomposed in ROUND | Recommend this post (1)
Sun, 20 Nov 11 7:04 PM | 57 view(s)
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Msg. 36434 of 45651
(This msg. is a reply to 36428 by capt_nemo)

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Granted, those arguments are all legitimate.

However, I am also certain that Americans are guilty of failing to prepare for hard times when times are good. From observation, I can tell you that almost no one preserves their wealth to the point where it hurts anymore. Almost no one. If there's a big rock concert coming... Christmas... a vacation... an expensive restaurant... people who are in any position to do so spend their money.

I know a huge number of people who've worked for decades and have saved virtually nothing except the minimums drawn from their paychecks automatically.

Even now, MOST people are doing nothing to prepare for a Depression. Except for a handful who I've had an influence upon, I don't actually know anyone else who is still employed yet already taking extraordinary steps based on their economic outlook.

When I can see that almost everyone is still buying their speedboats, European vacations and $300 iPods, it's a little difficult to feel much pity for those who are suddenly without work and struggling to make a mortgage payment.

Your article's author is good enough to say "No one is asking you to fix this or feel sorry for those paying the loans" - but his statement continues with ... "but by no means should you be comparing your financial situation to theirs in a judgmental way."

And THAT is something with which I disagree.

I believe strongly in personal responsibility. And while I make exceptions for people who've been wiped out by medical calamities, I do think most people in financial straits are there due to their own lack of planning.

More accurately, they're there due to their own lack of PREPARING.

In the tale of the ants and the grasshoppers, I feel empathy for the ants. For the grasshoppers, I only have contempt.




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Gold is $1,581/oz today. When it hits $2,000, it will be up 26.5%. Let's see how long that takes. - De 3/11/2013 - ANSWER: 7 Years, 5 Months


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The above is a reply to the following message:
Top 5 Misconceptions About People Struggling Economically Today
By: capt_nemo
in ROUND
Sun, 20 Nov 11 7:48 AM
Msg. 36428 of 45651

I really think some people are confused or ignoring the problem. It could just be coming from those who haven't witnessed or been affected by it who fail to recognize it. Maybe people just want to avoid/ignore it and hope it goes away, I don't know. I see a lot of judging and blaming going on in ignorance to the diversity involved with the problem. Blame it on laziness or whatever makes you feel okay and able to sleep at night but in the end the problem is real and it's not just going to go away. The truth is incontrovertible. Malice may attack it, ignorance may deride it, but in the end, there it is.

Top 5 Misconceptions About People Struggling Economically Today

#5 I'm not in debt so why are you?(My parents have money and I don't have school loans)

It's important to realize that not everyone's situation is the same and if someone is paying hundreds of dollars in school loans while you had a free ride thanks to mom and dad(or plenty of other legitimate/respectful ways in which you were able to get through school without needing loans) you are making a lot more than them even if you have the same salary. No one is asking you to fix this or feel sorry for those paying the loans but by no means should you be comparing your financial situation to theirs in a judgmental way. (I make the same amount and can pay my rent why can't he/she?)

#4 I have a job so anyone can get a job(The world revolves around me and all is relevant)

Not all professions are the same and some people got lucky with the right timing. No one is mad at you if you have a job(GRATZ!) or expects you to pay for the unemployed to lay around and eat Cheetos... if you think this you are missing the point.

#3 Anyone can start a business and make it big(Look at Bill Gates)

Right...

#2 Mcdonalds is always hiring(Work at McDonalds and you'll be able to pay your debt)

So every time a company lays off hundreds if not thousands of workers who have families and prior payment agreements while equivalent jobs fail to pop up they are supposed to go to McDonalds....make $7 hour and everything will be okay? I'm sure they'll be able to pay their debt since adjusting from over 3000 a month to hundreds a month is so easy. Just buy less and go to the movies less, right? Maybe the kids can eat once a day?

#1 Make better decisions(Stop buying drugs and TVs and you'll be okay)

Cause people on unemployment enjoy the hell out of it and can't wait to use the ~$100-400 weekly unemployment check(which used to be over ~$700-1000 check while employed ) to buy a big TV or some more drugs, right? They just want to lay around and live off your hard work...how lazy!


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Topic started on 19-11-2011 @ 03:54 AM by Epirus
I really think some people are confused or ignoring the problem. It could just be coming from those who haven't witnessed or been affected by it who fail to recognize it. Maybe people just want to avoid/ignore it and hope it goes away, I don't know. I see a lot of judging and blaming going on in ignorance to the diversity involved with the problem. Blame it on laziness or whatever makes you feel okay and able to sleep at night but in the end the problem is real and it's not just going to go away. The truth is incontrovertible. Malice may attack it, ignorance may deride it, but in the end, there it is.

Top 5 Misconceptions About People Struggling Economically Today

#5 I'm not in debt so why are you?(My parents have money and I don't have school loans)

It's important to realize that not everyone's situation is the same and if someone is paying hundreds of dollars in school loans while you had a free ride thanks to mom and dad(or plenty of other legitimate/respectful ways in which you were able to get through school without needing loans) you are making a lot more than them even if you have the same salary. No one is asking you to fix this or feel sorry for those paying the loans but by no means should you be comparing your financial situation to theirs in a judgmental way. (I make the same amount and can pay my rent why can't he/she?)

#4 I have a job so anyone can get a job(The world revolves around me and all is relevant)

Not all professions are the same and some people got lucky with the right timing. No one is mad at you if you have a job(GRATZ!) or expects you to pay for the unemployed to lay around and eat Cheetos... if you think this you are missing the point.

#3 Anyone can start a business and make it big(Look at Bill Gates)

Right...

#2 Mcdonalds is always hiring(Work at McDonalds and you'll be able to pay your debt)

So every time a company lays off hundreds if not thousands of workers who have families and prior payment agreements while equivalent jobs fail to pop up they are supposed to go to McDonalds....make $7 hour and everything will be okay? I'm sure they'll be able to pay their debt since adjusting from over 3000 a month to hundreds a month is so easy. Just buy less and go to the movies less, right? Maybe the kids can eat once a day?

#1 Make better decisions(Stop buying drugs and TVs and you'll be okay)

Cause people on unemployment enjoy the hell out of it and can't wait to use the ~$100-400 weekly unemployment check(which used to be over ~$700-1000 check while employed ) to buy a big TV or some more drugs, right? They just want to lay around and live off your hard work...how lazy!
edit on 19-11-2011 by Epirus because: (no reason given)
edit on 19-11-2011 by Epirus because: (no reason given)
edit on 19-11-2011 by Epirus because: (no reason given)
edit on 19-11-2011 by Epirus because: (no reason given)

reply posted on 19-11-2011 @ 04:07 AM by THE666OCCULT

Originally posted by Epirus
It's important to realize that not everyone's situation is the same and if someone is paying hundreds of dollars in school loans while you had a free ride thanks to mom and dad you are making a lot more than them even if you have the same salary. No one is asking you to fix this or feel sorry for those paying the loans but by no means should you be comparing your financial situation to theirs in a judgmental way. (I make the same amount and can pay my rent why can't he/she?

I think you make a few assumptions about people who do not have student loans. What about scholarships? What about the G.I. Bill? These people worked hard to have a way to pay for college and sure didn't have a handout from "mom and dad".

I believe this post is more along the lines of a rant.


reply posted on 19-11-2011 @ 04:14 AM by Epirus

Originally posted by THE666OCCULT

Originally posted by Epirus
It's important to realize that not everyone's situation is the same and if someone is paying hundreds of dollars in school loans while you had a free ride thanks to mom and dad you are making a lot more than them even if you have the same salary. No one is asking you to fix this or feel sorry for those paying the loans but by no means should you be comparing your financial situation to theirs in a judgmental way. (I make the same amount and can pay my rent why can't he/she?

I think you make a few assumptions about people who do not have student loans. What about scholarships? What about the G.I. Bill? These people worked hard to have a way to pay for college and sure didn't have a handout from "mom and dad".

I believe this post is more along the lines of a rant.

Fixed. With student loan debt reaching over 1 trillion dollars I was just trying to point out something that many of us are facing. You are correct about the mom and dad being assumed which is why I added a note in there. Thanks.

reply posted on 19-11-2011 @ 04:24 AM by muzzleflash
How dare you come in here and speak logic or reveal multiple points of view.

This is heresy I say! Call the inquisition! Mr. Green

http://www.abovetopsecret.com/forum/thread777303/pg1


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