Hi folks, haven't posted here in a long time. I thought this might be of interest.
The message below is from a guy I know well, a friend. He has a house in east central Florida near me. He was way underwater on his mortgage, and hadn't made a payment in two years. Here's what's happening:
----- Forwarded Message -----
Pete,
Here is the latest on my house. Two weeks ago the bank sent me a letter saying I have the option to short-sale the house. They will give me 120 days to do so. If I do, the will forgive the overage that is owed and give me $8800 to help me move. I owe $180K, house appraised last Monday at $58,800. House went on the market Wednesday, and had it's first showing Thursday. House sold Friday for the appraisal price of $58,800. On the market for less than 48 hrs. Will be moving soon, closing should happen before the end of the year. So I will walk away with money in my pocket, and owe nothing to the bank!
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