re: "That's quite possible, but then I've worked virtually every day of my life (with only my freshman year in college being the exception) since I was 15 years old."
Most of the top twenty percent can say the same.
When I was 13, I worked 16 hours every weekend delivering store flyers door to door. (2 cents per house. In a day, I could do about 1,000 houses and earn twenty dollars.)
What I don't understand how it is that you begrudge people like yourself, who've worked as hard or even harder than you, for what they've got.
Or are you now backing away from that 20 percent stupidity?

Gold is $1,581/oz today. When it hits $2,000, it will be up 26.5%. Let's see how long that takes. - De 3/11/2013 - ANSWER: 7 Years, 5 Months