re: "How about hurricane/flood/tornado damage in the south that gets fixed by MY TAXES?"
Equally unethical.
If people want to live in disaster-prone locations,  more power to 'em.  But they've got no business demanding financial assistance from the government when the inevitable happens.
Be responsible.  BUY INSURANCE.

Gold is $1,581/oz today. When it hits $2,000, it will be up 26.5%.  Let's see how long that takes. - De  3/11/2013 - ANSWER:  7 Years, 5 Months