re: "Take your assets and leave your debt"
I have no debt - except for that imparted upon me by the clos and zimblers of the world.
By total coincidence, one of my closest Virginia friends paid off his Williamsburg property last night. He's now debt free too.
He credits me with pushing him into gold when it was $1,100/oz. His only regret is that he didn't get in when we first met, when I was hawking it at $650.
Anyway... he eventually got on board. He's a smart guy.