Look, micro, I understand the rationale behind WHY you do it.
I think most of us here have a certain area of expertise that they could share with others, and line their pockets, too.
I don't pretend to give you further advice, but do you want someone else to spend your hard-earned money when IT IS OVER?
Sure, everyone likes to have that nest egg, but the kids inherit it and they will be going on THAT cruise that you and mrs. micro should have taken.
Life can turn on a dime, as you very well know. I know you think you're helping people, and you are, but micro (!!), for cripes sake, RELAX AND have some fun.
End of lecture from someone who has been there, done that.
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Nobody should have regrets of any kind.
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Weber Grill - congrats! --- and when is the first BBQ that we are all invited to?
I want to pencil it in on my calendar!
SMOOCHES!