We don't have to "counter" what you say, zzshart ... all you're doing is posting infantile gibberish generously laced with profanity.
Oh, by the way, Fauxcahontas' precious lil' CFPB has already had its structure declared unconstitutional.

The essential American soul is hard, isolate, stoic, and a killer. It has never yet melted. ~ D.H. Lawrence