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English, along with Warren, spearheaded a culture of secrecy within the bureau that appears to permeate throughout the agency and would later infuriate Congress.
Warren and the Democratic Congress housed CFPB inside the Federal Reserve, which is independent of Congress.
The transfer of CFPB into the Fed allowed the bureau to circumvent congressional oversight. Even its annual budget is outside of the regular congressional budget authorization process.
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Sounds to me like Trump needs to deep-six this whole agency.
Zim.
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