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Re: Obamacare with some Republican changes 

By: Cactus Flower in ALEA | Recommend this post (2)
Sun, 02 Jul 17 7:23 PM | 127 view(s)
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Msg. 22280 of 54959
(This msg. is a reply to 22278 by Cactus Flower)

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For me, the linked chart is the triumph Obamacare delivered. This is the thing which is most at risk due to the Republican manouevers. No one seems to talk about it, but this is the trick in the Republican healthcare models - they make them seem cheaper by passing the cost (not the insurance premiums) of medical care back to the sick.

There's no reason to think the cost of medical care is reduced in any of the Republican plans. The CBO only prices the government's share of the cost.

The notion that if you get seriously sick, expect to declare bankruptcy. This was a major issue before Obamacare. It has been halved since Obamacare was signed into law.

“It’s absolutely remarkable,” says Jim Molleur, a Maine-based bankruptcy attorney with 20 years of experience. “We’re not getting people with big medical bills, chronically sick people who would hit those lifetime caps or be denied because of pre-existing conditions. They seemed to disappear almost overnight once ACA kicked in.”

http://time.com/money/4765443/obamacare-bankruptcy-decline/




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The above is a reply to the following message:
Obamacare with some Republican changes
By: Cactus Flower
in ALEA
Sun, 02 Jul 17 6:55 PM
Msg. 22278 of 54959

A Republican solution which used market solutions where they would work within the Obamacare framework would likely be a far better model than anything proposed thus far. Instead of attacking the whole, they should improve the parts.

Of course, markets only work within a rules-based framework, so if there are regulatory shortcomings, those also need to be addressed.

The heavy price rises are the big problem. There's no reason to suppose they are intrinsic to the architecture of Obamacare. Indeed, Obamacare held costs down at first where the premium growth curve was out of control in the previous model - premium growth also delivered a system of declining coverage (50m uninsured) and widespread health-related bankruptcies.

Finding the cause of premium growth and sorting them out is dull work. It's much easier to use pejorative labels. But broad coverage is popular and large populations can usually extract economies of scale.

Sadly, these Republicans won't do this because they despise the vulnerable (programs for the vulnerable are labelled "entitlements" so thoughtless people can avoid understanding the groups of elderly, sick, handicapped, mentally ill and other unfortunate people they are harming) and their great desire is to give a tax cut to the rich. They are the EVIL party for a reason.

I suppose Republican assume that Democrats aren't the least bit concerned by freeloaders. But many actually are. The key is to minimize the number of such people without damaging those who are genuinely vulnerable.

I am pretty sure there are (or used to be) Republicans who are actually concerned to make sure the vulnerable aren't harmed, while nevertheless wanting to advantage those who work hard.

My view is that this is where the end solution to the political impasse lies. At the moment the hard ideologues rule. But people of goodwill will break the logjam in the end.


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