Bank of America authenticates via mobile phone
BoA's innovative approach to authentication for online banking
http://www.networkworld.com/newsletters/sec/2008/1231sec2.html?nlhtsecstrat=ts_010308&nladname=010308securitystrategiesal
Security Strategies Alert Newsletter By M. E. Kabay, Network World, 01/03/08
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On the other hand I don't think it is "that" innovative. We have researched this years ago and Wave did a TC implementation with Caisse d'Epargne on this in 2003.
PR link: http://www.wave.com/news/press_archive/03/031113caissedepargne.html
And then this:
http://investorshub.advfn.com/boards/read_msg.asp?message_id=1807694